Yesterday I provided a link to the Sales and Sales Management blog that had six helpful links to make your life easier. Today, Blogtreneur sight has 101 resources for managing your money online.

It includes links to budget your money, online checking accounts, invoicing tools, online payment processing, websites and blogs, articles, stock traders, plus financial calculators.

I have had personal experience with many of the provided links including quicken online, E*Trade, and pay pal and have not had issues with any of the companies.

The only downside to the list is that the website and blog section mainly deals with blogs on investing although the CNN Money website does have some articles that could be of use to a small business person.

With hundreds of tools out there to help you get your work done more efficiently it is sometimes hard to figure out what will work for you.

The Sales and Sales Management Blog has a listing of 6 free efficiency tools to help organize your computer and your life. There is a wide variety of tools listed for you to give them a try.

The best thing of course is that they are free. You can give them a try and if they are not the right ones for you to use no money has been wasted. Also you will find out what works and what doesn't work for you.

I have found that some of the least expensive or free programs work as well if not better than some of the more expensive programs. Sure they may not have all the bells and whistles but then again how many times do you use all those special features?

The Sound of Silence.

It seems in our hectic lives we have little times to ourselves and especially little time for peace and quiet. However, quiet time is needed by all of us and we need to set the time apart for it.

While I have mentioned about the need for quiet times before, I think it is important to talk about it again. Quiet time allows your thoughts to flow more freely and gives you time to charge your batteries.

Quiet time can be simple such as just taking 20 to 30 minutes in the morning or evening to just sit down and do nothing. Or you can spend that time doing meditation.

Personally I love to take walks in the early morning before traffic gets bad and spend time just walking down my neighborhood streets. Other times I will ride the bus and walk down a recreational trail that follows a nearby river.

What I love about my walks is it gives me time to clear my head and just let my mind wonder.

There are many types of quiet time so find what works for you. The Zen Habits Blog has some more ideas for you.

This is a 10 minute video featuring Peter Sun is on finding success with your own small business.

The video starts with talking about the six pitfalls to business success. There is some good information on the pitfalls that people encounter and why they are not successful.

The final pitfall I would have to take issue with him on. He says you need to get a new car, new clothes, etc to find success. While this may make you feel go when your first get started it could also bite you if you finance it.

I will agree with him that you need to take risk to get ahead. If you don't take that chance on starting your own business, you will never succeed. It could mean leaving that job you hate and venturing out on your own. The more responsibilities you have the harder it is to take the risk but at some point you have to.

Some of the other information will sound familiar but it always is good to listen to it again.

Most businesses have to accept credit cards these days. But accepting them also means you accept the responsibility of taking them and keeping the numbers same. In this day in age with the fear of identity theft on everyone's minds, it is more important than that you are ensuring your customer's credit cards are protected.

The SmallBizTechonology Blog has some good information for all businesses when it comes to credit card transactions. It covers not only if you have your own merchant account but also covers if you're using an online service like pay pal.

While you may be on a shoe sting budget, it is still important for you to look professional even if it's just you working out of a corner of a bedroom.

When it comes to marketing materials, there are many sites in which to get good quality work at a low price.

The Small Business Trends website has some excellent suggestions to help you create marketing materials that will make you stand out from the crowd.

One of the sites suggested by the blog is Vista Print. I have used them in the past and their quality has been pretty good. However, with the printing industry being so competitive you may want to check around and find the best prices. I mentioned previously about working with your fellow small business owners and this would be an excellent opportunity to find a good local printer to work with.

As always, be sure to check out all the available services before making a decision and find the right company for you to work with.

You are your business.

What do you think of when you here the name Home Depot? Well you may think of a warehouse hardware store but NASCAR will probably think Tony Stewart or Joey Logano. The name McDonalds may conger up images of Ronald McDonald or one of the other characters that they have had over the years.

Big companies spend millions of dollars on sponsorships, spokespeople and other marketing gimmicks in order to give their customers something they do not have, a face of the company.

You on the other had are the face of your company which you need to use as an advantage. You're not some faceless corporation that needs to spend millions of dollars to create a face.

There are good points and bad points to this.

The major good point is that your company is more personalized because there is a human face running the company. If a customer has a concern they can come directly to you and know that they are dealing with the top person.

On the other hand, this means that you need to be ready to be that voice. As I have mentioned many times you may want to consider joining a public speaking club like Toastmasters in order to make you a more effective communicator.

It also means that if you do anything to tarnish yourself it could bite you much worse than in normal circumstances so be sure to stay above it all.

For more see the Start Up Spark Blog.

You are the face of your business, use it to your advantage.