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Financial
by Greg Cruey on February 15, 2010
The Credit Card Accountability, Responsibility and Disclosure (CARD) Act passed last year aimed "...to establish fair and transparent practices relating to the extension of credit under an ope...
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Financial
by Greg Cruey on January 30, 2010
Small Business Trends published a great piece this month on invoicing tools that you can access online.
Let's face it: collecting what people owe you is a major key to business success. Espec...
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Financial
by Greg Cruey on August 25, 2009
How often do you invoice? Is there a regular cycle? Every other Thursday? The third day of each month? And do you have a collections policy for those occasions when people ignore your invoice?
I saw ...
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Financial
by Greg Cruey on March 22, 2009
BusinessWeek took a close look Friday at the pros and cons of taking on debt during a recession. The piece in timely because the Obama Administration recently unveiled plans to spur lending to small b...
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Financial
by John Dornoff on October 15, 2008
According to the Start Up Spark blog, banks such as Bank Of America are tightening their small business loans.
This can be expected with the turmoil the banking industry is in and can be expected to...
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Financial
by John Dornoff on September 18, 2008
How much debt do you have?
It is very tempting as a small business owner to get into debt. It doesn't matter whether you put a new printer on a company credit card or have credit extended from ...
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Financial
by John Dornoff on February 11, 2008
Need some money saving tips to help you get started?
The Babe of Business gave a few suggestions for saving money and could be of use to you.
You of here suggestions is to use an online printer or ...
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Financial
by John Dornoff on January 30, 2008
Does your insurance agent ask you what seem like annoying questions?
The Risky Business website goes into the reasons why an insurance agent will ask you so many questions. Most of all it is critical...
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Financial
by John Dornoff on December 19, 2007
Do you have health insurance?
The Startup spark plug has an entry about health insurance and what small business owners think about the Democrat's ideas.
Can you afford health insurance? Do you...
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Financial
by John Dornoff on November 28, 2007
I have mentioned before the Straight Pass Blog, and now they have another great blog entry that can save you as the merchant money.
Last time we talked about the importance of sliding the card instea...
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Financial
by John Dornoff on November 21, 2007
Do you accept credit cards?
From Straight Pass Through Blog that deals with helping small businesses with the merchant accounts, comes this advise about swiping credit cards.
Did you know if you ha...
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Financial
by John Dornoff on November 20, 2007
Are your employees using their own vehicles while on company business?
Do you have employees running errands with their personal car?
Many small business owners have employees run errands or other b...
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Financial
by John Dornoff on November 12, 2007
Small-business owners look everywhere to cut energy costs
With rising energy cost, saving money becomes very important.
This article has examples of what some small business people are doing to save...
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Financial
by John Dornoff on November 4, 2007
How to Prepare a Budget
One of the biggest problems for many small businesses is bookkeeping/accounting. While some may hire a good accountant to take care of the numbers for them, they still need to...
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Financial
by John Dornoff on November 3, 2007
Risky Business
From the Risky Business blog, a story on insurance and the California wildfires. This blog is run by an insurance agent and does have some good information.
Insurance is not something...
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Financial
by Greg Balanko-Dickson on May 16, 2007
If you have owned a business since 1989 then the SBA states that you are more likely to be a high income earner and high Wealth owners. For example, small business owners mean income in 2004 was $142,...
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Financial
by Greg Balanko-Dickson on February 27, 2007
Loan vs. Selling Equity? It depends on a number of factors.
Selling equity in your business, as a way to raise funds, is very expensive. You are giving up a percentage (%) of your business forever.
Wh...
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Financial
by Greg Balanko-Dickson on February 20, 2007
Like anything else it comes down to being prepared. Knowing your business inside and out and being able to articulate your competitive advantage, what you do better, and what makes you unique is prett...
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Financial
by Greg Balanko-Dickson on February 8, 2007
borrowing money Is Not A Cure All
Simply borrowing more money to support your business operations may seem like a solution to your money problems.
However, borrowing more money could make the prob...
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Financial
by Greg Balanko-Dickson on February 7, 2007
A line of credit is a flexible lending instrument secured by assets.
As an example, you are approved for a ceiling of say $100,000. It allows you to run up a $100,000 "over draft" in your o...
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Financial
by Greg Balanko-Dickson on February 6, 2007
Three Veterans Business Outreach Centers created by the U.S. Small Business Administration will join an existing center to provide nationwide entrepreneurial development services to eligible military ...
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Financial
by Greg Balanko-Dickson on January 11, 2007
Are you an entrepreneur looking for cash for your startup? The good news is a VC has is innovating by loaning startups cash:
What is great about this program is if you have a great business concept an...
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Financial
by Greg Balanko-Dickson on December 7, 2006
Over at smart money is a great guide on things you can do to reduce your taxes.
A little advance planning will almost always help you reduce the taxes you owe. Via Smart Money
For example if you hav...
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Financial
by Greg Balanko-Dickson on November 16, 2006
I had a call from lady who was interested in starting a business with a friend whom she met through her work. They were looking at the starting a trucking business and buying two tractor-trailer units...
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Financial
by Greg Balanko-Dickson on November 15, 2006
There are a variety of small business loans.
A line of credit is a flexible tool that provides access to money when your company needs it.
Security And Qualifying For A Line Of Credit
A line of cr...
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Financial
by Greg Balanko-Dickson on November 8, 2006
Constant sales growth can be a trap. Many years ago, I had a client who had experienced consistent growth year after year. He was justifiably proud and frankly a bit arrogant. He had an over inflated ...
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Financial
by Greg Balanko-Dickson on November 3, 2006
A user recently asked this question:
I am in the ____ _______ business. I have started with nothing, and its been four years. I put all the money back into stock and machines. I was trying to get an ...
Read more of Eight Ideas To Survive And Turn Your Business Around
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Financial
by Greg Balanko-Dickson on October 31, 2006
It saves them time because they can read your plan and get a quick overview of the business, how you plan to run it, and how much money you will make.
The reason bankers and investors like business ...
Read more of Why Bankers and Investors ask for a Business Plan
